♥ ferree
Establish Frugal Habits
17. Clip coupons. Try http://www.couponmom.com/, http://www.couponsuzy.com/, or http://www.hotcouponworld.com/
18. Recycle and reuse.
19. Re-evaluate your entertainment choices. Visit the library for free entertainment. Use Red Box movies at Walmart or visit the Dollar Theater. Consider reducing or eliminating attendance at sporting or music events. Try local artists and entertainers instead of the big buck for big names.
20. Visit garage sales.
21. Shop off brands or discount retailers.
22. Do your own yardwork.
23. Stop going out to eat. Bring your lunch to work/school.
24. Pay bills online to avoid postage expense and the cost of checks.
25. Drink only water at restaurants.
26. Bunch your travel or errands in order to save gas.
27. Form a supper club instead of going out to eat. Share money saving ideas with the group.
28. Buy kids’ clothes on clearance in the off season for the next year.
29. Use best price finder sites for items (http://www.shopzilla.com/, http://www.froogle.google.com/, http://www.bizrate.com/).
30. Buy generic food brands, buy what’s on sale, buy a less expensive version (i.e. hamburger instead of steak), buy store brand items.
If you want to see all 50 money tip at once, just click here. Many thanks to The Church at Brook Hills for permission to share these.
I agree with all of these, and I'd like to add another benefit of paying bills online - no checks floating in the US Postal system! I think we widows (especially those who have not remarried) must be especially prudent about identity theft. Your checks, which usually show your name, address, account and routing number, AND a beautiful example of your signature, are gold mines for identity thieves. Granted, some banks have less-than-user friendly online banking systems, but you can always change banks! Oh stop - it's not as hard as it sounds! :-) Take another look at online banking... as much as I love my bank, I rarely darken the doors of an actual branch - I can do everything online.
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